a {
font-family: Arial, Helvetica, Sans-Serif;
}

a:link {
color:#07708F; 
font-size:13px; 
text-decoration:none;
}
a:visited {
color:#07708F; 
font-size:13px; 
text-decoration:none;
}
a:hover	{
color:#07708F; 
font-size:13px; 
text-decoration:underline;
}
a:active {
text-decoration:none;
}

a.toplinks:link	{
font-size:13px; 
color:#07708F; 
font-weight:bold; 
text-decoration:none;
}
a.toplinks:visited {
font-size:13px; 
color:#07708F; 
font-weight:bold; 
text-decoration:none;
}
a.toplinks:hover {
font-size:13px; 
color:#07708F; 
text-decoration:none;
}
a.toplinks:active {
text-decoration:none;
}

a.bottomlinks:link	{
font-size:13px; 
color:#273C65; 
font-weight:bold; 
text-decoration:none;
}
a.bottomlinks:visited {
font-size:13px; 
color:#273C65; 
font-weight:bold; 
text-decoration:none;
}
a.bottomlinks:hover {
font-size:13px; 
color:#273C65; 
text-decoration:none;
}
a.bottomlinks:active {
text-decoration:none;
}

a.subnav:link {
font-size:12px; 
font-weight: bold;
color:#4C4A4A; 
text-decoration:none;
}
a.subnav:visited {
font-size:12px; 
font-weight: bold;
color:#4C4A4A; 
text-decoration:none;
}
a.subnav:hover {
font-size:12px; 
font-weight: bold;
color:#4C4A4A; 
text-decoration:underline;
}
a.subnav:active {
text-decoration:none;
}

body {
background: #ffffff; 
font-family: Arial, Helvetica, Sans-Serif; 
font-size: 12px;
color:#1B1B1B;
margin-top: 15px; 
margin-right: 0px; 
margin-bottom: 0px; 
margin-left: 0px;
}

td.leftcol {
vertical-align: top;
background: #00509E; 
width: 59px; 
height: 213px;
}
td.spacer { 
width: 6px;
}
td.rightspacer {
width: 3px;
}
td.nav { 
vertical-align:top;
width: 174px; 
}
td.content { 
vertical-align: top;
width: 495px;
height: 100%;
}
td.rightcol { 
vertical-align: top;
background-image: url('images/greybar.gif'); 
background-repeat: repeat;
}
td.sitemap { 
vertical-align: top;
}

br.three {
line-height:3px;
}
br.nine {
line-height:9px;
}
br.twelve {
line-height:12px;
}

h3.maintitles {
font-size: 16px;
font-weight: bold;
margin-bottom: 0px;
}

p.contact {
font-size: 14px; 
margin-top: 18px; 
margin-bottom: 12px; 
line-height: 160%;
}
p.content {
font-size: 14px; 
margin-top: 18px; 
margin-left: 15px; 
margin-bottom: 12px; 
line-height: 160%;
}
p.subnav {
font-size: 12px;
margin-top: 8px;
margin-bottom: 8px;
margin-left: 16px; 
margin-right: 8px; 
line-height: 170%;
}
p.sidenav {
font-size: 12px;
color: #4C4A4A;
margin-top: 18px;
margin-left: 16px; 
margin-right: 0px; 
line-height: 160%;
}
p.asktheexpert {
margin-top: 0px; 
margin-bottom: 0px; 
font-size:12px;
}
p.sitemap { 
margin-top: 40px; 
margin-left: 40px; 
margin-bottom: 0px; 
}


.titlegrey  {
font-size: 16px;
font-weight: bold;
}
.titledarkblue {
font-size: 16px;
font-weight: bold;
color: #273C65;
}
.titleblue {
color: #07708F;
font-size: 16px;
font-weight: bold;
} 
.titlegreen {
color: #8E9C13;
font-size: 16px;
font-weight: bold;
} 
.titleblue {
color: #07708F;
font-size: 16px;
font-weight: bold;
} 
.highlight {
font-size: 14px;
font-weight: bold;
} 
.copyright {
font-size: 11px;  
} 
.bold {
font-size: 13px;  
font-weight: bold;
} 
.faq {
font-size: 15px;  
font-weight: bold;
} 

img {
border: 0;
}  
img.left {
margin-right: 15px;
margin-bottom: 0px;
float: left;
}  
img.expert {
margin-top: 0px;
margin-left: 10px; 
margin-right: 15px;
float: left;
}  

ul.sidenav {
list-style-type: square;
line-height: 20px;
margin-top: 0px;
margin-left: 9px;
padding-left: 9px;
margin-right: 8px;
}